The local authority search is one of the mandatory conveyancing searches you will need when buying a house with a mortgage.
In this article:
5 min read
Local authority searches provide a detailed view of the property you are buying and some general information about its surrounding area. Find out more below.
)
The local authority search is one of the mandatory conveyancing searches you will need when buying a house with a mortgage.
In this article:
A local authority search reviews all the information the local authority holds on the house you’re buying. It provides a detailed view of the property and some general information about its surrounding area. It covers a wide range of factors relevant to the property and how it may be used in the future, it will also reveal any financial liabilities that may fall on you as the new owner.
Local authority searches are made up of two parts: LLC1 and CON29. Find out more about these below:
This checks entries on the Local Land Charges Register about the property and the land it sits on to see if there are any legal restrictions related to your purchase.
It includes:
Listed building status
Tree preservation orders
Financial charges registered against the property
Improvement grants
Conservation areas
Planning agreements or applications
Smoke control zones
These enquiries reveal information about the local area that could affect the property being purchased.
It includes:
Enforcement notices or actions
Nearby road schemes
Contaminated land
Restrictions on permitted development
Building control history
Highway information
Public footpaths and rail proposals
There are some local authority searches which aren’t included as standard, these are CON29O. These can always be provided upon request, speak to your conveyancer if you need to discuss these any further.
Local authority searches highlight things that may affect your property purchase - from adjoining roads and paths to unapproved extensions and planning issues. The findings could affect your desire to go ahead with your purchase, or you may wish to reduce your offer, therefore it is important you are aware of any issues before becoming the legal owner.
Local Authority searches are typically valid for six months. According to the UK Finance Mortgage Lenders’ Handbook for Conveyancers, these searches must be no more than six months old at the time of completion. If your house purchase takes longer than six months to complete, it's a good idea to get new searches done to ensure the information is current.
)