Remortgaging FAQs
How early can you remortgage?
You can secure a new deal six months in advance of your current mortgage term ending.
How long does remortgaging take?
Remortgaging typically takes between four and eight weeks, although it could be less if you’re staying with your current lender. To avoid moving onto a standard variable rate (SVR), you’ll need your new mortgage to align with the end of your current deal.
Can I get a remortgage with a different lender?
Yes, if you’ve found a cheaper, more flexible deal, you can switch to a different lender. But note that you might have to pay fees if your current deal hasn’t come to an end.
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