Conveyancing in Swansea
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Buying a house in Swansea
Sitting on the south coast of Wales, Swansea is both a city and a county. The second largest Welsh city after Cardiff, Swansea has a population that’s approaching half a million across the city, metropolitan and urban areas. At My Home Move Conveyancing we have been developing our knowledge and expertise of Swansea’s property market since 2002, enabling us to bring our clients in the area a specialist, fixed fee conveyancing service that is both quick and convenient.
If you’re looking to buy or sell property in Swansea, you must instruct a lawyer to complete the legal work on your behalf.
Allow My Home Move Conveyancing to carry out the necessary work as your Swansea conveyancer and take advantage of our award winning customer service, innovative use of technology and knowledge of the local market. Our conveyancing service is fixed fee with no extra hidden costs. This mean you know exactly how much you’ll be paying from the outset, with no nasty surprises to worry about. If for some reason you don’t end up moving, you won’t have to pay us anything.
We will assign you a dedicated conveyancer, who will take care of all your needs from start to finish. This will give you a consistent point of contact, and you’ll receive regular updates on your case. At My Home Move Conveyancing we utilise our expertise in the local market to assist many homebuyers with our conveyancing services in Swansea, including those looking for something in the city centre, waterfront neighbourhoods like Brynmill, and spots further afield such as Dunvant and Poundffald.
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Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
Local statistics
The average house price in Swansea is £133,458. During the past year, most sales involved terraced properties, which went for an average price of £103,831. Semis fetched an average of £136,169, while flats went for £123,539 and detached properties for £226,411.
Essential info
The local authority responsible for properties is City and County of Swansea Council. They can be contacted on 01792 636 000 or at the following address:
City and County of Swansea
Civic Centre
Oystermouth Road
Swansea
SA1 3SN
The local area
Swansea is a city with a long and rich history. Archaeological finds in the area date back to the Stone, Bronze and Iron Age, while the Romans had a presence in the region, and the Vikings are thought to have developed the port as a trading post. An important hub during the Industrial Revolution, the modern city has some great attractions such as the historic Swansea Castle. The city is renowned for its performing arts scene, while there is huge redevelopment being undertaken across the city centre.
The city’s main train station is on Swansea High Street, and you can get to Cardiff Central in around 50 minutes. The journey will take a little longer by road, with the M4 linking the two cities which are approximately 40 miles apart. Bypass Cardiff on the M4 and the motorway provides easy access to Newport, Bristol, Reading and London.
For families with children, there are plenty of schools in the area to choose from. Options for younger children include Pennard Primary School, Sketty Primary School and St. Thomas Primary School. Olchfa School is Swansea’s largest comprehensive school, while Bishop Gore School and Bishop Vaughan Catholic School are among the other secondary choices. Swansea University looks after those in need of higher education facilities.
Split into community councils. Figures are for areas without a community council i.e. central Swansea.
A
Property value range
up to £44,000
Council tax charge
£1,001.44
B
Property value range
£44,001 to £65,000
Council tax charge
£1,168.35
C
Property value range
£65,001 to £91,000
Council tax charge
£1,335.25
D
Property value range
£91,001 - £123,000
Council tax charge
£1,502.16
E
Property value range
£123,001 - £162,000
Council tax charge
£1,835.97
F
Property value range
£162,001 - £223,000
Council tax charge
£2,169.79
G
Property value range
£223,001 - £324,000
Council tax charge
£2,503.60
H
Property value range
£324,001 - £424,000
Council tax charge
£3,004.32
I
Property value range
£424,001 and above
Council tax charge
£3,505.04
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
