Conveyancing solicitors in Cornwall
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Buying a house in Cornwall
At the very southwestern tip of the UK, Cornwall is a vast county with an expansive coastline. With over 560,000 people calling this unique region home, you’ll find a great mixture of well-sized towns and rural swathes in the area, which means there’s excellent variety on offer in the local property market. At My Home Move Conveyancing, we’ve been tailoring our knowledge of markets like Cornwall’s since 2001, bringing each of our clients a specialised, fixed fee conveyancing service.
Our Conveyancing Service
• Fixed Fee Conveyancing
• No Move, No Fee
• Transparent Costs
If you want to buy or sell property in Cornwall, you’re going to need the services of a property lawyer, who will take care of the legal side of things on your behalf.
At My Home Move Conveyancing, we’re dedicated to getting things right first time. We utilise an intimate knowledge of the local market, pioneering technology and apply our award winning level of customer service to complete 21 days faster than the industry average. Our services are always fixed fee, so there’s never any unwanted surprises down the line, and if you don’t complete on your sale or purchase for some reason – you won’t owe us anything at all.
When you appoint us as your conveyancing solicitors in Cornwall, who’ll be your point of contact for the duration. They’ll provide regular updates, but you can keep an eye on progress yourself through an online account you’ll have access to. We’re able to provide our conveyancing services in Cornwall all over the county; whether you’re buying or selling in popular Newquay, in smaller towns like Redruth and Truro, in much-loved holiday spots like St. Ives, or in any of the region’s small villages and hamlets.
Checkout Online in Minutes
Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
The local area
Renowned for its natural beauty, Cornwall is one of the country’s most loved locations, particularly for those seeking a holiday or weekend home. It’s a region with a strong individual identity, proudly displaying its own flag and historic language. There’s an eye-watering number of attractions and landmarks to keep you busy in the area, both natural and man-made, with highlights including the Eden Project, Tintagel Castle and Perranporth Beach.
Cornwall’s unique geography – sprawling across a rugged peninsula – means transport provisions differ here compared with more central parts of the UK. There are no motorways running through the region, but you will find a good network of A-Roads, and can join the national network in neighbouring Devon. One major railway route serves the county, with spurs stopping in spots like Newquay and Falmouth, while the nearest major airport is Bristol Airport – with Exeter airport an option for local and domestic flights.
There are lots of good schools in the region, including 34 primaries and three secondaries rated as outstanding by OFSTED, while higher education options include Callywith College and Truro Penwith College.
All properties in Cornwall will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,181.53
Council tax band B
Property value range
£40,001 to £52,000
Council tax charge
£1,378.45
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,575.37
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,772.29
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,166.13
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,559.98
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,953.82
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,544.58
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm