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Transferring Equity FAQs

What is transfer of equity?

A transfer of equity occurs when a property’s owner adds or removes a person (or people) to or from the title on the home, altering the ‘ownership’ of the property from a legal perspective.

Why do I need a conveyancer when transferring equity?

Due to the amount of legal work involved, it’s recommended you appoint a conveyancer to complete this work on your behalf and help push your transfer through.

Why do I need to remortgage when transferring equity?

If you’re making changes to the title of deeds with the Land Registry, you will need to remortgage, as your mortgage lender will need to consent to the changes and update the mortgage with the new details.

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Freehold means that you own the title of the land and all the buildings on it. Leasehold means that you just have a lease from the freeholder (sometimes called the landlord) to use the property for a number of years. If the property has a management agent or share of a freehold then select leasehold for the purpose of a quote
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Freehold means that you own the title of the land and all the buildings on it.  Leasehold means that you just have a lease from the freeholder (sometimes called the landlord) to use the home for a number of years. If the property has a management agent or share of a freehold then select leasehold for the purpose of a quote
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Remortgaging Tenure

Freehold means that you own the title of the land and all the buildings on it.  Leasehold means that you just have a lease from the freeholder (sometimes called the landlord) to use the home for a number of years. If the property has a share of a freehold then select leasehold for the purpose of a quote
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