By Ellie Mae Johnson, Deputy Conveyancing Manager.
Whether you’re buying or selling a house, you’re sure to have lots of questions flying around that you’d like answered. It’s easy to feel overwhelmed, but as long as you choose a reputable conveyancer, they’ll be happy to answer any queries you may have. Here we take a look at some of the top questions to ask your conveyancer early on in the process, and why it’s important to ask them.
1. Why do I need your help?
Don’t feel embarrassed to ask your conveyancer this question, it’s a perfectly reasonable thing to wonder why you need a conveyancer at all. Although it’s easy to be told that you need help with the legal and administrative side of your sale or purchase, you may feel more comfortable paying your conveyancing fee knowing exactly what it is you’re getting for your money. From drawing up contracts to transferring funds, your conveyancer should be happy to provide a breakdown of the services they’re going to provide.
2. How much is your help going to cost me?
Now that you know what you’re getting, you’ll want to know how much it’s going to cost. It’s a good idea to get several quotes so you can see what constitutes good value, however, remember that it’s not always best to go for the cheapest price. Look at what your quote covers, see whether the quote includes everything, such as stamp duty, and check if there’s still a fee even if you don’t move. All of these things can save you some cash, so it’s worth doing.
3. What are disbursements and are they included in my fee?
When you receive a quote from a conveyancer, it’s important to understand what the cost you’re provided with includes. This will help you differentiate between quotes and can help you decide which prices offer the best value. Disbursements are third-party costs which your conveyancer will take care of as part of your transaction, including things such as the cost of searches and registering details of your transaction with the Land Registry
4. Who’s going to be looking after me?
If you want to aim towards having the smoothest experience possible with your conveyancer, this is a good question to ask. You’ll want to deal with one person as much as you can, which will help you build rapport and save you from having to repeat yourself. Your conveyancer should provide you with regular updates on your progress, so check that you’re going to get this as part of your service.
5. How long is this going to take?
Although it’s not always the most straightforward question to answer, it’s definitely the question conveyancers hear most. Even though you’ll only be able to receive approximations, averages and best case scenarios, posing this question shows your conveyancer that you’re in no mood to wait around. For further information on how long the process can take, please take a look at our conveyancing timeline guide.
6. Can I speed things up?
If you’re desperate to hurry things along, this is a perfectly normal question to ask. It’s no bad thing to know what you can do to make your sale or purchase go as smoothly as possible. From signing and returning documents promptly, to replying to questions and enquiries as efficiently as you can, there’s plenty you can do to keep things ticking along nicely.
If you are purchasing your first home, take a look at our first time buyers guide, full of handy information on the steps you can expect to take throughout the journey.
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Disclaimer: The article above is only a rough guide to give you some idea of what questions you may want to ask your conveyancer.