Conveyancing solicitors in Witham
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Buying a house in Witham
Located within Essex in the southeast of England, Witham is a town in the Braintree district. It has a population of around 25,000 and a good range of housing to suit a variety of tastes and budgets. At My Home Move Conveyancing we’ve been developing our knowledge of markets like the one in Witham since 2001, allowing us to bring our clients in the area a leading, fixed fee conveyancing service.
When you buy or sell property in Witham, you must instruct property lawyers to carry out the legal work on your behalf.
My Home Move Conveyancing offers our clients in Witham an award winning level of customer service, innovative use of technology and intimate knowledge of the local market. Our conveyancing service is both professional and friendly, and comes with no hidden extra charges to worry about. You can budget for exactly how much you’re going to pay from the outset when we act as your conveyancing solicitors in Witham, and you can fall back on our ‘no completion – no fee’ policy if you don’t end up moving for some reason.
We’ll assign you a dedicated conveyancer who’ll take care of all aspects of your case from start to finish, providing you with a consistent point of contact and regular progress updates. You’ll notice the energy and positivity we bring to our approach, and appreciate the online access you’ll have to your account throughout. At My Home Move Conveyancing we focus on getting things right first time round, which helps us to achieve more completions per year than anyone else. We’re proud to provide our conveyancing services in Witham to house hunters looking for homes close to the town centre, near the train station and in neighbourhoods like Chipping Hill.
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Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
The local area
Archaelogical finds point to human settlement in the local area since Neolithic times, while the Romans had a presence here thanks to Witham being along the main Roman road from Colchester to London. The modern town has spilt down from its origins on Chipping Hill, and has plenty of amenities along the high street as well as the Grove and Newlands shopping centres.
Witham also has a great location within South East England, around 40 miles northeast of London and not far from the North Sea coast. Trains to the capital’s Liverpool Street station take just 45 minutes, making Witham a great place to live if you want to commute to the city. Services to nearby Chelmsford take less than ten minutes, while it’s 15 minutes to get to Colchester. When it’s time to go on holiday, Stansted Airport is only around 20 miles away.
There are some highly rated schools in the area for families with children to choose between. Powers Hall Junior School and Elm Hall Primary are among the best options for younger pupils, with Howbridge CofE, Holy Family Catholic Primary and Chipping Hill Primary among the other choices. Witham’s two secondary schools are Maltings Academy and New Rickstones Academy, which both have sixth forms attached.
All properties in Witham will fall within one of the following council tax bands.
A
Property value range
up to £40,000
Council tax charge
£1,131.57
B
Property value range
£40,001 to £52,000
Council tax charge
£1,320.17
C
Property value range
£52,001 - £68,000
Council tax charge
£1,508.76
D
Property value range
£68,001 - £88,000
Council tax charge
£1,697.36
E
Property value range
£88,001 - £120,000
Council tax charge
£2,074.55
F
Property value range
£120,001 - £160,000
Council tax charge
£2,451.74
G
Property value range
£160,001 - £320,000
Council tax charge
£2,828.93
H
Property value range
£320,001 and above
Council tax charge
£3,394.72
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm