Conveyancing in West Midlands
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Buying a house in West Midlands
With almost three million inhabitants, the West Midlands is the second most populous county in England. There’s a huge variety of housing across the region, whether you’re looking for a city centre apartment or a spacious detached home in the countryside. At My Home Move Conveyancing we’ve been developing our knowledge of markets like the one in the West Midlands since 2001, enabling us to bring our clients in the area a specialist, fixed fee conveyancing service.
When buying or selling property in the West Midlands, you need to instruct property lawyers to carry out the legal work on your behalf.
My Home Move Conveyancing offers our clients in the West Midlands an award winning level of customer service, advanced use of technology and intimate knowledge of the local market. There are no hidden costs with our professional, friendly conveyancing service, which helps us to build trust with our valued customers. Choose us to be your West Midlands conveyancers, and if you don’t end up completing, you can take advantage of our ‘no completion – no fee’ policy.
We’ll assign you a dedicated conveyancer who’ll take care of all aspects of your case from start to finish. You’ll have a consistent point of contact who’s prepared go the extra mile for you, as well as regular progress updates and 24/7 online access to your account. At My Home Move Conveyancing we’re proud to provide our conveyancing services in the West Midlands to help buy a variety of homes across the county, whether you want to be in a spot like Birmingham, Solihull, West Bromwich, Coventry or Wolverhampton.
Local statistics
The average price of properties sold in the West Midlands during the last year was £186,158. At £604,934, Little Aston was the most expensive area, while Bilston was the cheapest at £115,993. Semi-detached houses were involved in the most sales across the region, going for an average of £179,790. Terraces fetched £148,298 and detached properties sold for £327,054.
Essential info
There’s a range of local authorities responsible for properties across the West Midlands, including Birmingham City Council, Solihull Council and Walsall Council.
The local area
From Birmingham to Coventry, Dudley to Solihull and Walsall to Wolverhampton, there are towns and cities across the West Midlands each with their own personality, history and culture. Whether you’re looking for a peaceful spot surrounded by rolling green countryside or something in the thick of the action, the West Midlands will have something for you.
Thanks to its location in the heart of England, the West Midlands has great transport links for getting to all four corners of the country. Whether it’s motorways like the M5, M6 and M42, trains from Birmingham to London which take just over an hour, or flights from Birmingham Airport, the West Midlands has you covered.
There are also plenty of schools to choose between across the county, whether your children are of primary or secondary age. From top rated schools like King Edward VI Five Ways School, Holte School and Yardleys School, to the range of universities that includes the University of Birmingham and the University of Warwick, the West Midlands can cater to all your education needs.
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
Open
9am
-
4pm
Sunday
10am
-
3pm