Conveyancing in Thornbury
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Buying a house in Thornbury
Located in South Gloucestershire not far from the mouth of the River Severn, Thornbury is a market town around 12 miles north of Bristol. With a population of around 12,000, there’s a thriving property market in the area. At My Home Move Conveyancing we’ve been developing our knowledge of markets like this since 2001, allowing us to bring our clients in Thornbury an outstanding, specialist conveyancing service.
When buying or selling property in Thornbury, you need to instruct property lawyers to complete the legal work for you.
My Home Move Conveyancing offers our clients in Thornbury an award winning level of customer service, innovative use of technology and unrivalled experience. There are no hidden costs with our professional, friendly conveyancing service, which helps us to build trust with our clients. Choose us as your Thornbury conveyancers, and if you don’t end up completing, you won’t have to pay us a thing thanks to our ‘no completion – no fee’ policy.
We’ll assign you a dedicated conveyancer who’ll take care of all aspects of your case from start to finish. You’ll enjoy a consistent point of contact who’s prepared to go the extra mile to help you, as well as regular progress updates and online access to your account. At My Home Move Conveyancing we work hard to get things right first time round, and are delighted provide our conveyancing services in Thornbury to help buy a variety of homes across the area, including in the town centre, by the Mundy Playing Fields and in Morton to the north of town.
The local area
Thornbury’s history stretches back to local human activity in the Neolithic and Bronze Ages, and includes the discovery of the Thornbury Hoard, a collection of over 11,000 Roman coins. Granted a town charter in 1252, Thornbury grew around the site of its cattle market, and is known for its Thornbury in Bloom flower competition. The town has plenty of modern amenities to take advantage of, including the St Mary’s shopping centre and a range of pubs and restaurants.
Although there are no train stations in or around Thornbury, the town is conveniently located for the M4 and M5 motorways, as well as the M48 which crosses the Severn Bridge. There are local bus services which provide public transportation in the area, while Bristol Airport is just over 20 miles away from town, offering flights to domestic airports as well as European destinations such as Amsterdam, Palma de Mallorca, Malaga and Faro.
There’s a decent choice of schools in the local area for families with children to take into consideration, including Christ the King Catholic Primary, Gillingstool Primary and Manorbrook Primary. The Castle School and Alveston’s Marlwood School are both local mixed secondary schools with sixth forms attached, while Sheiling School is an independent boarding and day school for children with special education needs, and New Siblands also provides education to pupils with a range of learning disabilities.
All properties in Thornbury will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,220.99
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,424.47
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,627.98
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,831.47
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,238.47
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,645.45
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£3,052.46
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,662.94
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm