Conveyancing in Southport
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Buying a house in Southport
Located on the northwest coast of England, Southport is a seaside town in Merseyside within the borough of Sefton. It has a population of around 90,000, and is an affluent area compared to other parts of the region, with a property market to reflect this. At My Home Move Conveyancing we have been developing our knowledge and expertise of the local market since 2002, allowing us to bring our clients in Southport an outstanding specialist, fixed fee conveyancing service.
If you wish to buy or sell property in Southport, you’ll require the services of a lawyer to complete the legal work on your behalf.
My Home Move Conveyancing offer award winning customer service, an innovative use of technology and intimate knowledge of local markets, making us the outstanding choice to help you as your Southport conveyancers. Our fixed fee conveyancing service comes free from hidden extra costs, meaning you can budget for exactly what you’re going to pay right from the start. If you don’t end up moving, you won’t have to pay us a thing in legal fees.
We assign a dedicated conveyancer to each of our clients, providing you with a consistent point of contact, regular updates, online access to your case and a seven-day-a-week service. At My Home Move Conveyancing we are proud to supply our conveyancing services in Southport to customers across the local area, from the town centre to spots such as sought-after Birkdale and Churchtown.
The local area
Situated on the Irish Sea coast, Southport remained relatively under-the-radar until the turn of the 19th century when tourism flourished due to easy access from the Leeds and Liverpool Canal. With swathes of sand dunes and a wonderful pleasure pier, Southport remains one of the UK’s most popular seaside resorts. There are plenty of modern amenities to suit residents however, including the iconic Lord Street with its shops and other popular spots such as Chapel Street; golfing is also hugely popular in the area.
The selection of schools adds further appeal to Southport for parents of young children, with primary options including Ainsdale St John’s CofE, Churchtown Primary and Birkdale Primary on Matlock Road. Choices at secondary level include Christ the King Catholic High School, Meols Cop High School and Peterhouse School in Churchtown.
The coastal setting of Southport means that the town is hardly a transport hub, although it does offer close proximity to Liverpool via the A565 road and train services that take just 45 minutes; Preston and Manchester are both just over an hour away by train. The A565 can also be used to head towards the M6, M57 and M62 motorways, while Liverpool John Lennon Airport is less than 30 miles away.
All properties in Southport will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,186.16
Council tax band B
Property value range
£40,001 to £52,000
Council tax charge
£1,383.86
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,383.86
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,779.24
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,174.62
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,570.02
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,965.40
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,558.48
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm