Conveyancing in Runcorn
17 cases completed in Runcorn in the past 12 months
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Buying a house in Runcorn
With a population of around 70,000, Runcorn is an industrial town in Cheshire’s Borough of Halton. Nestled into the southern bank of the River Mersey, there is a range of moderately priced property to be found in Runcorn.
At My Home Move Conveyancing we have been developing our knowledge and expertise of local markets since 2002, meaning that we can bring our clients in Runcorn an exemplary specialist, fixed fee conveyancing service.
If you are thinking of buying or selling property in Runcorn, you’ll need to instruct a lawyer to carry out the legal work on your behalf.
My Home Move Conveyancing offer award winning customer service, innovative use of technology and intimate knowledge and expertise of the local market. Our fixed fee conveyancing service includes no hidden extra costs, meaning that you’ll know exactly how much you’ll be paying from the outset when you choose us to be your Runcorn conveyancers. If you don’t end up moving, you won’t need to pay us anything.
All of our clients are assigned a dedicated conveyancer, who will act on your behalf throughout your case, providing you with a consistent point of contact and regular updates of the progress. At My Home Move Conveyancing we provide conveyancing services in Runcorn to customers in spots such as Higher Runcorn and Halton Brook in the local area.
Local statistics
The average house price in Halton is £96,785, while during the past 12 months in Runcorn the overall average sale price was higher than this at £128,266.
Most sales involved semi-detached properties, which went for £123,512, while terraces went in similar numbers for an average of £84,107. Detached properties fetched £204,653, and flats £73,796.
Essential info
The local authority responsible for properties is Halton Borough Council. They can be contacted on 0303 333 4300 or at the following address:
Halton Borough Council
Town Hall
Heath Road
Runcorn
WA7 5TD
The local area
Runcorn was actually a popular health resort in the late 18th and early 19th century, although it was the Industrial Revolution that brought significant growth to the area. Large amounts of construction and redevelopment since the 1960s – including plenty of new housing – has seen the population of Runcorn almost treble. The town offers a great location just over 15 miles miles from Liverpool, while Warrington is is less than 10 miles away.
There are great transport links to be found in Runcorn, which offers rail services to Liverpool Lime Street that take less 20 minutes. It’ll take around an hour to get to Manchester Piccadilly, while Chester can be reached in a similar amount of time. The M56 motorway passes to the south of Runcorn, heading towards North Wales to the west and Manchester in the east, also offering access to the M6 towards Birmingham.
There is a great selection of schools in the area that parents with younger children will find pleasing, with primary choices including Castle View Primary, Pewithall Primary and Hallwood Park Primary School and Nursery on Hallwood Park Avenue. Secondary options include the Heath School on Clifton Road, Ormiston Bolingbroke Academy and St Chad’s Catholic and CofE High School.
All properties in Runcorn will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,086.54
Council tax band B
Property value range
£40,001 to £52,000
Council tax charge
£1,267.62
Council tax band C
Property value range
£52,001 to £68,000
Council tax charge
£1,448.71
Council tax band D
Property value range
£68,001 to £88,000
Council tax charge
£1,629.80
Council tax band E
Property value range
£88,001 to £120,000
Council tax charge
£1,991.98
Council tax band F
Property value range
£120,001 to £160,000
Council tax charge
£2,354.16
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,716.34
Council tax band H
Property value range
Over £320,000
Council tax charge
£3,259.60
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm