Conveyancing in Rainham
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Buying a house in Rainham
Sitting on the northern bank of the River Thames in East London, Rainham is a suburban town in the London Borough of Havering. With a population of over 12,000 and great access to central parts of the English capital, there’s a thriving property market in the area. At My Home Move Conveyancing we offer a specialist, fixed fee conveyancing service, and have been developing our knowledge and expertise of property markets like Rainham’s since 2001.
When buying or selling property in Rainham, you need to instruct property lawyers to carry out the legal work on your behalf.
My Home Move Conveyancing offers our clients in the Rainham area an award winning level of customer service, a revolutionary use of technology and intimate knowledge of the local property market. Our fixed fee conveyancing service comes with no hidden extra costs to worry about. When you choose us to be your Rainham conveyancers, you’ll know exactly how much you’re going to pay from the start. For absolute peace of mind, if you don’t end up moving, then you won’t have to pay us anything in legal fees due to our ‘no completion – no fee’ policy.
We’ll assign you a dedicated conveyancer, who’ll take care of all aspects of your case right through to completion. You’ll have a consistent point of contact and regular, easy to understand updates. You’ll also get online access to your account, so you can check up on your move status 24 hours a day. At My Home Move Conveyancing we’re proud to assist homebuyers with our conveyancing services in Rainham, from those looking for something in the town centre, close to the train station or by Hornchurch Country Park.
Local statistics
The average house price in the borough of Havering is £353,659, while at £309,475, the overall average sale price in Rainham over the last year was lower than this. Most sales in this period involved terraced properties, which went for an average of £305,601, while semis fetched £332,207 and flats £197,419.
Essential info
The local authority responsible for properties is the London Borough of Havering Council. They can be contacted on 01708 43 43 43 or at the following address:
London Borough of Havering
Town Hall
Main Road
Romford
RM1 3BD
The local area
Recorded as Raineham in the Domesday Book of 1086, Rainham was an agricultural settlement for most of its history. Relying on the River Thames for transporting its goods, access to central areas of London was opened up by new coaching links in the 18th century and the arrival of the railways in 1854. Rainham grew significantly when the capital continued to spread out in the 20th century, and became part of Greater London in 1965.
It’s the close proximity to the heart of the English capital which makes Rainham such a great place to live. The town’s train station offers direct services to Fenchurch Street station, which take around half an hour to whisk passengers to the City of London. The A13 road passes to the south of town heading west towards Central London and east to the M25, while London City Airport is ten miles away for when you want to go on holiday.
If you’re looking to send your children to school, there’s a good selection to choose from in the local area, including Rainham Village Primary, La Salette Catholic Primary and Brady Primary. Options at secondary level include The Chafford School, which is a specialist Business and Enterprise College, and The Brittons Academy on Ford Lane.
All properties in Rainham will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,079.30
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,259.17
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,439.06
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,618.94
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£1,978.71
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,338.47
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,698.24
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,237.88
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm