Conveyancing in Newcastle-Under-Lyme
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Buying a house in Newcastle-Under-Lyme
With a population of around 75,000, Newcastle-under-Lyme is a market town in the north of Staffordshire. Located in a valley alongside the Lyme Brook in close proximity to Stoke-on-Trent, there is a wide variety of property in Newcastle-under-Lyme to suit many styles and budgets.
At My Home Move Conveyancing we have been developing our knowledge and understanding of local markets since 2002, enabling us to deliver our clients in the area a specialist, fixed fee conveyancing service.
If you are looking at buying or selling property in Newcastle-under-Lyme, you must instruct a lawyer to carry out the legal work on your behalf.
Let My Home Move Conveyancing complete this and take advantage of our award winning customer service, creative use of technology and detailed knowledge of the local market. Our conveyancing service is fixed fee with no extra hidden costs, meaning you’ll know exactly what you’re going to pay from the outset, with no hidden extras to worry about. Moreover, if you don’t end up moving for some reason, you won’t have to pay us anything.
We assign each of our clients a dedicated conveyancer who will take care of your case from start to finish, providing you with a consistent point of contact and regular updates on your progress. At My Home Move Conveyancing we will utilise our expertise in local markets to assist homebuyers across the Newcastle-under-Lyme area, from areas such as Knutton and Bradwell, to Chesterton and Wolstanton with its golf course.
Local statistics
The average house price in Staffordshire is £141,880. The overall average price of properties sold in Newcastle-under-Lyme during the past year is only slightly higher than this figure.
Semi-detached properties proved most popular among buyers, selling for an average of £137,230, while terraces fetched £99,646. Detached properties went for an average of £229,150, while the relatively small number of flats sold for £133,510.
Essential info
The local authority responsible for properties is Newcastle-Under-Lyme Borough Council. They can be contacted on 01782 717 717 or at the following address:
Newcastle-Under-Lyme Borough Council
Civic Offices
Merrial Street
Newcastle-under-Lyme
Staffs
ST5 2AG
The local area
Part of Newcastle-under-Lyme’s name comes from the castle that was built in the area in the 12th century, while the last part of the name could refer to the Lyme Brook or the Forest of Lyme, which was a much more extensive forest in medieval times. The area grew due to its silk and cotton mills, in addition to the hatting trade, and later coal mining, engineering, brick manufacture and iron casting. There are a number of parks that prove popular among locals, as does the traditional market that is held six days a week.
Newcastle-under-Lyme benefits from a close proximity to the M6 motorway, which can be used to head south to Birmingham and north to Liverpool, Manchester and Carlisle. The closest railway station lies between Newcastle-under-Lyme and Stoke-on-Trent, which offers a great location in terms of train travel. Manchester Piccadilly can be reached in under 40 minutes, Birmingham New Street in 50 minutes and London Euston in an hour and a half.
There is a range of excellent schools in the area that families with children should find appealing. Primary options include St Thomas Aquinas, Hassell and Hempstalls Primary, while Blackfriars School and Newcastle-under-Lyme School on Mount Pleasant are among the secondary choices. Newcastle-under-Lyme College provides further education, while the University of Keele is found just a few miles from town.
All properties in Newcastle-Under-Lyme will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,111.37
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,296.61
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,481.83
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,667.06
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,037.51
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,407.97
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,778.43
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,334.12
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
Open
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm