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Buying a house in Essex

Essex is a large county in the south east of England, bordering both the capital and the English Channel. It’s home to some 1.46 million residents, and is treasured for its quaint towns, beautiful countryside and fast access to London in equal measure. It’s these factors that mean there’s such a hot property market in the area, with a delightful variation in homes for your consideration. At My Home Move Conveyancing, we’ve been growing our expertise in property market’s like Essex’s since 2001, bringing our clients an industry leading, fixed fee conveyancing service.

Our Conveyancing Service

  • Fixed Fee Conveyancing
  • No Move, No Fee
  • Transparent Costs

If you’d like to buy or sell a home in Essex, you’re going to need to appoint property lawyers. They’ll look after all the legal parts of your purchase or sale on your behalf.

 

At My Home Move Conveyancing, we’re proud to bring all our clients an award winning level of customer service. Our innovative use of technology and intimate knowledge of the local area give us the edge, allowing us to be the most recommended conveyancer in England and Wales, with more completions annually than any other. As your Essex conveyancers, all our services come fixed fee, so there are never any nasty surprises – and you won’t have to pay at all if you don’t end up completing.

 

As soon as we get to work on your case, you’ll be assigned a dedicated conveyancer, who’ll act as your point of contact for the duration. You’re welcome to contact them whenever you need, and they’ll always been in touch as soon as anything changes. What’s more, you can keep an eye on progress from an online account you have access to, at a time and in a place that’s best for you. We’re delighted to offer our conveyancing service in Essex to homebuyers across the region, from the city of Chelmsford to other popular spots like Braintree and Colchester.

If you’d like to buy or sell a home in Essex, you’re going to need to appoint property lawyers. They’ll look after all the legal parts of your purchase or sale on your behalf.

 

At My Home Move Conveyancing, we’re proud to bring all our clients an award winning level of customer service. Our innovative use of technology and intimate knowledge of the local area give us the edge, allowing us to be the most recommended conveyancer in England and Wales, with more completions annually than any other. As your Essex conveyancers, all our services come fixed fee, so there are never any nasty surprises – and you won’t have to pay at all if you don’t end up completing.

 

As soon as we get to work on your case, you’ll be assigned a dedicated conveyancer, who’ll act as your point of contact for the duration. You’re welcome to contact them whenever you need, and they’ll always been in touch as soon as anything changes. What’s more, you can keep an eye on progress from an online account you have access to, at a time and in a place that’s best for you. We’re delighted to offer our conveyancing service in Essex to homebuyers across the region, from the city of Chelmsford to other popular spots like Braintree and Colchester.

Local statistics

Over the last 12 months, a property in Essex sold for £359,066 on average, but there was great variation across the county. The most expensive spot was Stock, where homes fetched an average of £1,026,626, compared with the cheapest area Jaywick at £132,473.

Essential info

The local authority responsible for property across the region is Essex County Council. They can be contacted through their website, or at the following address:

Essex County Council
County Hall
Market Road
Chelmsford
CM1 1QH

Further powers are devolved to 14 district councils across the county of Essex. As they’re able to collect their own taxes, council tax rates will vary across Essex and depend on where exactly you live.

The local area

One of the famous ‘home counties’, Essex is an incredibly desirable place to live. And with an English Channel coastline, swathes of beautiful countryside and only a short journey into central London, it’s not hard to see why. The region hosts England’s oldest recorded town, Colchester, in contrast to the likes of Harlow and Basildon which are new towns – built entirely in the last century. Natural landmarks include Epping Forest and Dengie National Nature Reserve, while there’s plenty of culture and nightlife to enjoy in spots like Chelmsford.

As with much of the south east, the region is well served for both public and private transportation. A network of A-roads connect the county’s major towns, while London’s orbital M25 motorway runs to its southwestern border, and the M11 passes through north-to-south. Greater Anglia rail services operate throughout the region, connecting towns like Braintree and Colchester to the capital or out towards Ipswich. The largest airport inside the region is London Stanstead Airport, which offers flights across Europe and beyond.

There’s certainly no shortage of schools in the region either, with some 90 state secondary schools to choose from. Higher education in the area is provided by the University of Essex’s several campuses, among many smaller college options in built-up areas.

About us

Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.

Our promise to you…

We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.

You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.

We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!

Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.

Multiple industry awards

See why our unique conveyancing service (My Home Move and its wholly owned law firm) has been recognised as an industry leading, award-winning conveyancing company.

Best Legal Services Provider

Future of Legal Services Innovation

Most Innovative Use of Technology

Best Conveyancing Provider

National Conveyancing Firm of the Year

Best Legal Services Provider

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What's involved

Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.

First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.

Read our Home Buying Process guide

If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!

You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…

Read our Home Selling Process guide

After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.

We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.

Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.

At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.

We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.

You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?

We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.

If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.

Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.

Note – If your property is leasehold, we also:

Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.

Have to approve the wording of the lease.

Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.

Read our Remortgaging Process guide

Get in touch

Quotation Team

If you would like to discuss a quotation you have received please call our Quotation Team on

0333 234 4425

Monday - Tuesday

9am

-

7pm

Wednesday - Friday

9am

-

5pm

Conveyancing Team

If you would like to speak to someone about your case please call our Conveyancing Team on

0333 234 4396

Monday - Thursday

8am

-

8pm

Friday

8am

-

7pm

Saturday

9am

-

4pm

Sunday

10am

-

3pm