Conveyancing in Deal
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Buying a house in Deal
Sitting on the southeast coast of England, Deal is a picturesque seaside town in Kent. With a population of around 30,000, there are some lovely properties in the area which put the town’s setting to great use. At My Home Move Conveyancing we offer a specialist, fixed fee conveyancing service, and have been developing our knowledge and expertise of local markets like Deal since 2001.
If you want to buy or sell property in Deal, you need to instruct property lawyers to complete the legal work for you.
My Home Move Conveyancing offers award winning customer service, intimate knowledge of the local market and an innovative use of technology. Our professional conveyancing service comes for a fixed fee, so you know how much you’re going to pay right from the start. There are no extra charges or hidden fees to worry about when you choose us to be your Deal conveyancers. If you don’t end up completing for some reason, you won’t have to pay us anything.
You’ll be assigned a dedicated conveyancer who’ll oversee everything for you, looking after all aspects of your case from start to finish and regularly providing clear updates on the progress. You’ll also have access to your account online, so you can check up on things whenever you want. We provide our conveyancing services in Deal to homebuyers looking for a variety of properties in the town, including houses with sea views and in neighbourhoods close to Deal castle and the town’s train station.
Local statistics
The average house price in Kent is £274,283, while in Deal itself the overall average sale price over the past 12 months was lower than this at £244,778. Terraced properties were involved in the most sales, going for an average of £238,092. Semis sold for £236,153, and flats for £167,160.
Essential info
The local authority responsible for properties is Dover District Council. They can be contacted on 01304 821 199 or at the following address:
Dover District Council
Deal Area Office
Deal Library
Broad Street
Deal
CT14 6ER
The local area
A former fishing, mining and garrison town, Deal has a rich maritime history thanks to its position on the southeast English coast. With links to Julius Caesar and Captain James Cook, there are several museums where you can explore the town’s storied past, as well as at Deal Castle and Walmer Castle. The town’s a great place to live if you love being outdoors, with lots of beautiful countryside to enjoy in the local area, including the Kent Downs, as well as the pretty coastline.
Deal is less than ten miles away from Dover, and the popular ferry port can be reached in around 20 minutes via the A258, and even quicker by train. If you need to get to London, it’s around an hour and 20 minute journey to the capital’s St Pancras station. The nearest motorway is the M20, which begins on the outskirts of Folkestone around 16 miles away from Deal, while the French coast is only 25 miles away across the English Channel, and can be seen on a clear day.
There are some good schools in the area to send your children to, with primary options including Deal Parochial CofE, The Downs CofE, Sholden CofE and Sandown School. Castle Community College on Mill Road, Walmer Science College and the Brewood Education Centre provide secondary education facilities.
All properties in Deal will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,148.46
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,339.87
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,531.28
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,722.69
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,105.51
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,488.33
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,871.15
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,445.38
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm