Conveyancing in Croydon
45 cases completed in Croydon in the past 12 months
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Buying a house in Croydon
Croydon is a large town in the southern region of Greater London. With a population totalling almost 175,000, there’s a strong property market in the area thanks to the town’s close proximity to the English capital. At My Home Move Conveyancing, we’ve been improving our knowledge of the local market in Croydon since 2001, allowing us to offer our clients in the area a specialist, fixed fee conveyancing service.
Whether buying or selling property in Croydon, you’ll require the services of property lawyers to complete the legal work on your behalf.
Take advantage of My Home Move Conveyancing’s award winning customer service and choose us to be your Croydon conveyancers. We’re innovative in our use of technology and have lots of knowledge and experience of the local market in Beverley. This allows us to get things right first time round. You’ll know exactly how much you’re going to pay from the very beginning, as we charge a fixed fee for our conveyancing service. If for some reason you don’t end up completing, you won’t have to pay us anything in legal fees.
All of our clients are assigned a dedicated conveyancer, so you’ll have a consistent point of contact who will keep you regularly updated on the progress of your case from start to finish. At My Home Move Conveyancing we’ve used our experience of the local market to provide conveyancing services in Croydon to homebuyers looking for something close to the town centre and in neighbourhoods such as Fairfield, Waddon, Croham and Sanderstead.
Local statistics
The average house price in Croydon is £370,147, while the overall average sale price in the town over the last 12 months was significantly lower than this at £331,854. Flats were involved in the most sales, going for £259,209. Terraced properties fetched £353,903, while semis sold for £417,929.
Essential info
The local authority responsible for properties is Croydon Council. They can be contacted on 020 8726 6000 or at the following address:
Croydon Council
Bernard Weatherill House
8 Mint Walk
Croydon
CR0 1EA
The local area
Croydon sits on the line of an old Roman road which ran from London to Portslade, and there’s some evidence of settlement in the area at this time. The town was granted a market charter towards the end of the 13th century, and Croydon has grown as an urban centre ever since, especially after the railways arrived at the start of the 19th century. The modern town has plenty of amenities including a large shopping centre, and a good selection of cafes, bars and restaurants.
One of the major draws of Croydon is its location close to London. Less than ten miles south of Charing Cross station, trains to the capital take just 20 minutes. If you want to visit the seaside, there are services to Brighton which take 45 minutes, while Gatwick Airport is less than 20 miles away and can be reached in just 15 minutes by train.
There’s a range of great schools in Croydon for families with children to take into consideration, including West Thornton Primary, Fairchildes Primary and Monks Orchard School for younger children. Secondary options include St. Andrew’s CofE, Archbishop Tenison’s CofE and BRIT School for Performing Arts and Technology.
All properties in Croydon will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,091.30
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,091.30
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,455.07
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,636.96
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,000.72
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,364.50
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,728.26
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,273.92
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm