Conveyancing in Colchester
52 cases completed in Colchester in the past 12 months
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Buying a house in Colchester
Close to the Thames Estuary and sitting on the River Colne, Colchester is a historic market town at the heart of Essex. It’s home to some 190,000 residents, boasting beautiful medieval and Victorian architecture at its centre, leafy suburbs to its fringes and charming villages a little further afield – and this is just part of why the property market is so diverse and exciting in this corner of the south east. At My Home Move Conveyancing, we’ve been tailoring our knowledge of market’s like Colchester’s since 2001, allowing us to provide all our clients with an industry leading conveyancing service.
Our Conveyancing Service
• Fixed Fee Conveyancing
• No Move, No Fee
• Transparent Costs
You’ll need to instruct property lawyers to carry out all the legal work on your behalf, should you wish to buy or sell a property in Colchester or beyond.
At My Home Move Conveyancing, we pride ourselves on our award winning level of customer service. We assign each of our clients a dedicated conveyancer, who will then oversee your case from start to finish. They’ll provide you with regular updates, in conjunction with access to an online account, where you can track how things are going at a time and in a place that suits you.
What’s more, you’ll never need to worry about any hidden charges when you appoint us as your Colchester conveyancers. That’s because all our services come as fixed fee, so a cost will always be agreed from the start, and you won’t need to pay anything at all if you don’t complete for some reason. Employing a pioneering use of technology and experience of the local market, we get things right first time, completing an average of 21 days sooner than our competitors. At My Home Move Conveyancing we’re proud to deliver our conveyancing services in Colchester throughout the town; whether that’s in the centre, in desirable suburbs like Highwoods, or out in surrounding villages like West Bergholt.
Over the last year, a property in Colchester sold for an average price of £271,959. Semi-detached houses were the most popular house type in the area, fetching £284,843, while for detached properties that rose to £386,500. Those figures together represent a 15% rise in values since 2016.
Colchester Borough Council are the local authority responsible for property in the town. They can be contacted through their website, or at the following address:
33 Sheepen Road
The local area
The county town of Essex, Colchester is a charming and historic area that’s well within reach of the country’s capital. It lays claim to being Britain’s oldest recorded town, as well as being its first Roman-founded city, and this rich past is displayed clearly through landmarks such as the 11th-century Colchester Castle and the elegant town hall. Nevertheless, Colchester today is a thoroughly modern town, equipped with cool hangouts, exciting independent restaurants and attractions like a zoo and golf course.
Commuters will be delighted with direct rail services into London’s Liverpool Street Station, as well as to the coast and other Essex towns like Braintree and Sudbury. Drivers will find the A12 handy, which heads towards the capital via neighbouring Chelmsford, as well as the A120 which leads west to join the M11. The nearest airport to Colchester is London Stanstead Airport, just a 40-minute drive away.
Schools and higher education institutions are abundant in the town. Hamilton Primary and Kendall Primary are among the options for younger children, while Colchester Royal Grammar School and The Gilberd School are among OFSTED ‘outstanding’ secondary prospects. For higher education, the University of Essex has a campus to the east of town.
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
Multiple industry awards
See why our unique conveyancing service (My Home Move and its wholly owned law firm) has been recognised as an industry leading, award-winning conveyancing company.
Best Legal Services Provider
Future of Legal Services Innovation
Most Innovative Use of Technology
Best Conveyancing Provider
National Conveyancing Firm of the Year
Best Legal Services Provider
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
Wednesday - Friday
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday