Conveyancing in Bangor
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Buying a house in Bangor
Located in Gwynedd in northwest Wales, Bangor has a population of around 20,000 people. A university city, around half of this number is made up of the students of Bangor University.
My Home Move Conveyancing have been developing our knowledge of local property markets like Bangor since 2002, enabling us to bring our clients in the area a specialist, fixed fee conveyancing service.
When buying or selling property in Bangor you will require the services of a lawyer to carry out the legal work on your behalf.
Take advantage of My Home Move Conveyancing’ award winning customer service, innovative use of technology and intimate knowledge of the local market, and let us act as your Bangor conveyancers. Our conveyancing service is fixed fee, meaning you’ll know exactly how much you’re going to pay from the outset. What’s more, if you don’t end up moving, you won’t have to pay us anything in legal fees.
We assign each of our clients a dedicated conveyancer who will oversee your case from start to finish, providing you with a consistent point of contact along with regular updates on your progress. At My Home Move Conveyancing we are proud to offer our conveyancing services in Bangor to customers purchasing a variety of properties across the area, from central apartments to Victorian semis and larger houses to be rented out to students.
Local statistics
The average house price in Gwynedd is £134,901, while during the past year the overall average sale price in Bangor was £161,703.
Most sales involved terraced properties, which went for an average of £130,560. Semis sold for £157,860, detached properties for £243,962 and flats for £125,346
Essential info
The local authority responsible for properties is Bangor City Council. They can be contacted on 01766 771 000 or at the following address:
Gwynedd Council
Council Offices
Shirehall Street
Caernarfon
LL55 1SH
The local area
The cost of living in Bangor is lower than other UK areas, which in part explains the high student population. There is also a low crime rate and the relative lack of industrialisation means there is little pollution. Bangor’s High Street is lengthy and packed with shops, cafes and eateries, while the centre retains a charming atmosphere yet still offers modern amenities such as the Menai Centre.
The convenient A55 passes to the south of Bangor, heading to Anglesey and Holyhead to the west and across North Wales towards Chester, the M53 and M56 in the east. The city is served by Bangor railway station that lies on the North Wales Coast Line, which provides the best access for a major airport, with connections to those of Liverpool and Manchester.
In addition to the popular university that Bangor offers, there is a good range of schools in the area for families with children to consider. Primary options include Ysgol Y Garnedd on Penrhos Road, while Hillgrove School, St Gerard’s, Ysgol Friars and Ysgol Tryfan are among the choices at secondary level.
All properties in Bangor will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £44,000
Council tax charge
£1,104.92
Council tax band B
Property value range
£44,001 to £65,000
Council tax charge
£1,289.07
Council tax band C
Property value range
£65,001 to £91,000
Council tax charge
£1,473.23
Council tax band D
Property value range
£91,001 to £123,000
Council tax charge
£1,657.38
Council tax band E
Property value range
£123,001 to £162,000
Council tax charge
£2,025.69
Council tax band F
Property value range
£162,001 to £223,000
Council tax charge
£2,393.99
Council tax band G
Property value range
£223,001 to £324,000
Council tax charge
£2,762.30
Council tax band H
Property value range
£324,001 to £424,000
Council tax charge
£3,314.76
Council tax band I
Property value range
£424,001 and above
Council tax charge
£3,867.22
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
Open
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm