Conveyancing solicitors in Northampton
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Buying a house in Northampton
If you’re looking for conveyancing solicitors in Northampton, at My Home Move Conveyancing we have been honing our knowledge and expertise of local areas since 2002, bringing our customers a specialist, fixed fee conveyancing service.
Found on the banks of the River Nene, Northampton is one of the UK’s largest towns, with a population of over 210,000. The population growth between 2004 and 2013 was one of the highest rates in the UK, meaning that the property market in Northampton is thriving.
When you buy or sell property in Northampton you’ll require the services of a conveyancing solicitor to help complete the legal work on your behalf.
At My Home Move Conveyancing we offer an award winning customer service that is blended with our innovative use of technology and expertise in the local market. We provide a fixed fee conveyancing service with no hidden costs, so you know exactly how much you’re going to pay from the outset. If you don’t move, you don’t pay us anything in legal fees.
We assign a dedicated conveyancer to all our clients, giving you the benefit of a consistent point of contact who is highly trained and will keep you updated on the progress of your case. We are proud to be able to help customers across the county of Northamptonshire, from sought after villages such as Byfield and Yardley Hastings to Kettering, Corby, Rushden, Wellingborough and Northampton itself, including areas such as Grange Park and Wootton.
Local statistics
The average house price in Northamptonshire is £155,876. During the last year, the majority of sales in Northampton were terraced properties, which fetched an average of £158,948.
Semi-detached and detached properties sold a similar amount, for an average of £182,056 and £291,433 respectively, while flats averaged £112,693.
Essential info
The local authority responsible for properties is Northampton Borough Council. They can be contacted on 0300 330 7000 or at the following address:
Northampton Borough Council
Guildhall
St. Giles Square
Northampton
NN1 1DE
The local area
With archaeological evidence that points to settlement of the local area stretching back to the Bronze Age, Roman and Anglo-Saxon periods, Northampton has long been a place that has drawn inhabitants. The town’s market square dates back to 1235 and is one of the largest and most historic in Britain. For arts and entertainment head to the Cultural Quarter, while Northampton also has a collection of museums and galleries, including the Northampton Museum and Art Gallery.
Northampton boasts a strong location within England, with London less than 70 miles away and Birmingham around 50 miles northwest. Junctions 15, 15a and 16 of the M1 motorway are all found near Northampton, linking the town to Nottingham, Sheffield and Leeds to the north and London to the south. The M1 provides quick access to the East Midlands and London Luton airports, while Northampton railway station is well-served by train routes, with a trip to London taking around an hour.
The University of Northampton is the town’s solitary higher education option, while Northampton College is the only further education establishment. Notable secondary schools include Northampton Grammar School for Boys, Northampton Grammar School for Girls, and Northampton High School, while primary options include Whitehills, Preston Hedges and Hopping Hill Primary School.
All properties in Northampton will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,119.07
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,305.59
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,492.10
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,678.61
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,051.63
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,424.65
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,797.67
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,357.21
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
