Conveyancing solicitors in Malvern
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Buying a house in Malvern
Located in western England, Malvern is a spa town in Worcestershire. It has a population of around 30,000, and a thriving property market which caters for a variety of tastes and budgets. At My Home Move Conveyancing we’ve been developing our knowledge of local markets like this since 2001, enabling us to bring our clients in Malvern a specialist, fixed fee conveyancing service.
When buying or selling property in Malvern, you must instruct property lawyers to carry out the legal work on your behalf.
By choosing My Home Move Conveyancing as your conveyancing solicitors in Malvern you’ll gain access to our award winning customer service, revolutionary use of technology and expertise of the local market. Our professional, market-leading conveyancing service comes for a fixed fee. There are no extra hidden costs, so you’ll know exactly what you’re paying from the outset. What’s more, if you don’t end up moving for some reason, we have a ‘no completion – no fee’ policy.
We assign a dedicated conveyancer to each of our clients, who’ll look after your case from start to finish. You’ll have regular updates on progress, as well as 24-hour online access to your account. At My Home Move Conveyancing, we bring a positive approach to everything we do, and pride ourselves on getting things right first time round. We’re happy to provide our conveyancing services in Malvern to homebuyers across the area, from those looking to be close to one of the local train stations, and in neighbourhoods such as historic Great Malvern, Malvern Link and Barnards Green.
Local statistics
The average house price in the Malvern Hills district is £247,334, while in Malvern itself the overall average sale price during the last 12 months was £237,651. Most sales in this period involved detached houses, which went for £322,605, with semis averaging at £221,369 and flats at £156,308.
Essential info
The local authority responsible for properties is Malvern Hills District Council. They can be contacted on 01684 862 151 or at the following address:
Malvern Hills District Council
Council House
Avenue Road
Malvern
WR14 3AF
The local area
With human settlement in the area believed to stretch back to around 1000 BC, the town of Malvern was founded in the 11th century, when a priory was established on the highest peak of the Malvern Hills by Benedictine monks. The hills’ spring water led to the town’s growth in the 19th century as a spa destination, while the modern town still makes the most of the beautiful natural scenery, perfect if you love spending time in the countryside.
A relatively rural town, there are two local train stations, Great Malvern and Malvern Link. Services to Worcester take less than ten minutes, while it’s 40 minutes to Cheltenham, 50 minutes to Gloucester and two and a half hours to London Paddington with a direct train. The A449 is the main road which runs through Malvern, with the M5 passing to the east of town and the M50 to the south. When you want to go on holiday, the nearest major airport is Birmingham which is just over 40 miles away by car.
There are some excellent schools in the local area for families with children to consider, including Malvern Parish CofE, St James’ CofE, Malvern Wyche CofE and Somers Park at primary level. The Chase School caters for children aged 11 to 18 and specialises in technology, languages and science, while Dyson Perrins CofE is a specialist sports college.
All properties in Malvern will fall within one of the following council tax bands.
Council tax band A
Property value range
Up to and including £40,000
Council tax charge
£1,037.07
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,209.91
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,382.76
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
1,555.59
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£1,901.29
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,246.98
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,592.66
Council tax band H
Property value range
Over £320,000
Council tax charge
£3,111.20
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
