Conveyancing in Spalding
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Buying a house in Spalding
Located in the south of Lincolnshire, Spalding is a market town on the banks of the River Welland not far from England’s North Sea coast. It has a population of approximately 30,000, and a range of properties to suit a variety of tastes and budgets.
At My Home Move Conveyancing we’ve been developing our knowledge of local markets like the one in Spalding since 2001, enabling us to bring our clients in the area a specialist, fixed fee conveyancing service. If you want to buy or sell property in Spalding, you’ll have to instruct property lawyers to carry out the legal work on your behalf. By choosing My Home Move Conveyancing as your Spalding conveyancer, you’ll gain access to our award winning customer service, innovative use of technology and expertise in the local market.
Our professional, market-leading conveyancing service comes for a fixed fee, so you’ll know exactly what you’re paying from the start. What’s more, when you appoint us for your conveyancing in Spalding, we operate a ‘no completion – no fee’ policy, so you won’t have to pay us a thing if you don’t end up moving. We aim to simplify the legal process for you. You’ll have a dedicated conveyancer who’ll look after your case from start to finish, and provide regular updates on your progress. With online access to your account, you can check up on things at a time that’s convenient for you.
At My Home Move Conveyancing, we bring a positive approach to everything we do, and get things right first time round. We’re proud to supply our conveyancing services in Spalding to homebuyers across the area, whether you’re looking for something in the town centre near the train station, close to one of the waterways, or in a neighbourhood such as Clay Lake.
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Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
Local statistics
The average house price in the district of South Holland is £174,897, while in Spalding the overall average sale price during the last year was almost identical to this at £174,456. Most sales in this period involved detached properties, which went for an average of £214,592, while semis fetched £145,640 and terraces £139,026.
Essential info
The local authority responsible for properties is South Holland District Council. They can be contacted on 01775 761 161 or at the following address: South Holland District Council Council Offices Priory Road Spalding PE11 2XE
The local area
With a history that dates back at least as far as Roman times when this part of Lincolnshire was important in the production of salt, Spalding takes its name from an Anglian tribe who lived in the area in the sixth century.
The town was known for the annual Spalding Flower Parade, which began back in 1959 but ended in 2013 to be replaced by the smaller Springfields Festival. As well as plenty of modern amenities, there’s a good selection of schools for families with children to select from in the local area. Primary options include St Norbert’s Catholic Primary, Pinchbeck East CofE and Weston Hills CofE, while Spalding Grammar is a secondary school for boys and Spalding High its equivalent for girls. Sir John Gleed School is a mixed secondary school which has a sixth form and provides an alternative to the local grammar schools.
Due to Spalding’s location in a rural part of England, there are no motorways within close range of the town. The A1 does pass to the west though, which provides easy access to London in the south and to places like Leeds and Newcastle to the north, and there are plenty of A-roads you can use to get around to places like Bourne. Spalding has its own train station on the Lincoln Central to Peterborough Line, with services to Peterborough taking around 20 minutes. It’s also possible to drive a bit further to the coast at Grimsby.
All properties in Spalding will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,094.82
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,277.29
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,459.76
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,642.23
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,007.17
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,372.11
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,372.11
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,284.46
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
