Conveyancing solicitors in Folkestone
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Buying a house in Folkestone
Sitting on southeast England’s coastline, Folkestone is a port town in Kent’s Shepway district. It has a population of around 47,000 and a good range of relatively affordable housing. At My Home Move Conveyancing we’ve been developing our knowledge of local markets like Folkestone’s since 2001, allowing us to bring a specialist, fixed fee conveyancing service to our clients in the area.
When buying or selling property in Folkestone, you need to instruct property lawyers to complete the legal work on your behalf.
When you choose My Home Move Conveyancing to be your Folkestone conveyancing solicitors, you’ll be impressed by our award winning customer service, innovative use of technology and intimate knowledge of the local market. Our conveyancing service comes for a fixed fee, so you’ll know exactly what you’re going to pay right from the beginning. If you don’t end up moving for some reason, you won’t have to pay us a penny in legal costs.
We assign each of our clients a dedicated conveyancer who’ll oversee your case from start to finish. You’ll be given clear, regular updates on your progress, as well as online access to your documents. At My Home Move Conveyancing we’re proud to offer assistance to clients with our conveyancing solicitors in Folkestone, including those looking for something in the town centre, near one of the two train stations, and in neighbourhoods such as Morehal Foord and Seabrook with their great access to the beautiful coastline.
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Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
Local statistics
The average house price in Kent is £274,504, while in Folkestone the overall average sale price during the past year was significantly lower than this at £200,929. Most sales in this period involved flats, which went for an average of £144,836. Terraced properties fetched £192,592, while semis sold for £250,592.
Essential info
The local authority responsible for properties is Shepway District Council. They can be contacted on 01303 853 000 or at the following address:
Shepway District Council
Civic Centre
Castle Hill Avenue
Folkestone
Kent
CT20 2QY
The local area
Human settlement in the local area dates back to Mesolithic times, while the Romans also occupied this part of England’s southeast coast. Lying at the southern edge of the North Downs at a valley in between two cliffs, Folkestone was an important harbour for most of the 19th and 20th centuries. As well as plenty of modern amenities in the town, Folkestone is a fabulous place to live if you love exploring outdoors, with so much natural beauty surrounding the town.
Despite being right on the coast, Folkestone has good transport links, with the M20 motorway starting on the edge of town. This heads northwest towards London and the M25, while the A20 heads along the coast towards Dover. From here you can use the Channel Tunnel to get over to France, while trains to London St Pancras station take around 55 minutes.
There are some highly rated schools in the local area for families with children to consider, with Lyminge CofE among the top primary choices. Other options include Sandgate Primary and the Churchill School, while Highview School and Folkestone Academy are among the choices at secondary level. The Hervey Grammar School and Folkestone School for Girls are the town’s two selective state secondary schools.
All properties in Folkestone will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,210.32
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,412.04
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,613.76
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,815.48
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,218.92
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,622.36
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£3,025.80
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,630.96
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
