Conveyancing in Didcot
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Buying a house in Didcot
Didcot is a railway town in southern England, located in the county of Oxfordshire. It has a population of around 25,000, and quite a strong property market. At My Home Move Conveyancing we’ve been improving our knowledge of local markets such as Didcot since 2001, enabling us to bring our clients a specialist, fixed fee conveyancing service.
When buying or selling property in Didcot, you need to instruct property lawyers to complete the legal work on your behalf.
When you choose My Home Move Conveyancing to be your Didcot conveyancer, you’ll enjoy the benefits of our award winning customer service, innovative use of technology and intimate knowledge of the local market. Our conveyancing service comes for a fixed fee, so you’ll know exactly what you’re going to pay right from the beginning. If you don’t end up moving for some reason, you won’t have to pay us a penny in legal costs.
We assign each of our clients a dedicated conveyancer who’ll oversee your case from start to finish. You’ll be given clear, regular updates on your progress, as well as online access to your documents. At My Home Move Conveyancing we’re proud to assist clients with our conveyancing services in Didcot, including those looking for something in the town centre near the train station, in Northbourne, and by Edmonds Park and the Hadden Hill Golf Club.
Checkout Online in Minutes
Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
The local area
There is evidence that Didcot’s local area has been inhabited for at least 9,000 years, giving the town a long and rich history to explore. A significant point in Didcot’s past came in 1844 when the town’s railway station opened, connecting it to London. As well as its railway museum and access to the Science Vale – three large science and technology centres in surrounding Milton, Culham and Harwell – it’s the connection with the English capital that continues to make Didcot a popular place to live.
There are trains to London Paddington station which take just over 40 minutes, making Didcot a perfectly feasible place to live among commuters to the capital. Oxford is just ten miles north of town, while Reading is 15 miles away, and both of these places can be reached in around 15 minutes by train. The M4 and M40 motorways are both relatively close to Didcot, while Heathrow Airport is around 40 miles away, while Bicester is reasonably close.
For families with children, there are some highly rated schools in Didcot and its surrounding area. Primary options include Manor School on Lydalls Close, Ladygrove Park and Hagbourne CofE, while St Birinus School and Didcot Girls’ School are single sex secondary options which merge together at sixth form. UTC Oxfordshire meanwhile provides education for students between 14 and 19 years of age.
All properties in Didcot will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,220.82
Council tax band B
Property value range
£40,001 to £52,000
Council tax charge
£1,424.30
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,627.76
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,831.24
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,238.18
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,645.12
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£3,052.06
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,662.48
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm