Conveyancing solicitors in Morpeth
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Buying a house in Morpeth
Sitting on the banks of the River Wansbeck, Morpeth is a town in Northumberland not far from the northeast coast of England. A desirable place to live, there are some lovely properties in the area which make the most of the wonderful local scenery. At My Home Move Conveyancing we provide a specialist, fixed fee conveyancing service. We can help you find your perfect home in Morpeth, having developed our knowledge and expertise of similar property markets since 2001.
If you’re looking to buy or sell property in Morpeth, you’ll need to instruct property lawyers to carry out the legal work for you.
As your conveyancing solicitors in Morpeth, we can bring you an award winning level of customer service, innovative use of technology and expertise of the local area. Our fixed fee conveyancing service comes without any hidden extra costs, so you’ll know exactly how much you’re going to pay from the start. For added peace of mind with the UK’s market leader, if you don’t end up completing for some reason, you won’t have to pay us anything in legal fees.
When you choose us, we’ll provide you with a dedicated conveyancer who’ll look after your case from beginning to end. We keep the legal process nice and simple, making it easier for you to move home. We’ll keep you informed with clear, easy to understand communication, as well as giving you online access to your account. At My Home Move Conveyancing we’re proud to supply our conveyancing services in Morpeth to customers across the local area, including for those looking for something close to the town centre, near the train station and in neighbourhoods such as Stobhill.
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Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
The local area
Morpeth has a strong strategic position at a crossing point of the River Wansbeck, although there isn’t much evidence of settlement in the area prior to the Middle Ages. The town was granted a market charter at the end of the 12th century, and the market is still held every week to this day. With a range of interesting landmarks complementing the surrounding countryside and nearby coast, there’s plenty to keep you occupied in the area.
Morpeth also has a strong location in the North East, just 15 miles to the north of Newcastle. There are trains to the city which take just over 15 minutes, while it takes just over an hour to get to Edinburgh and three hours to get to London. The A1 road passes just to the west of Morpeth and the A1(M) motorway to the south, offering great road links, and it’s possible to get to other local towns like South Shields, Sunderland, Washington and Tynemouth fairly easily.
There’s a three-tiered education system in Morpeth, with local infant schools including Morpeth First School in Goosehill and Abbeyfields First School in Kirkhill. Morpeth Chantry and Morpeth Newminster are two middle schools which sit right beside each other, while the King Edward VI School provides education for students aged between 13 and 18, and has a history which stretches back to the mid-16th century
All properties in Morpeth will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,239.74
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,446.36
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,652.99
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,859.61
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£2,272.86
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,686.10
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£3,099.35
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,719.22
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Tuesday
9am
-
7pm
Wednesday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
Open
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm