Conveyancing in Ilford
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Buying a house in Ilford
Located in East London, Ilford is a large town in the London Borough of Redbridge. With a population of approximately 170,000 and fantastic access to central areas of the English capital, there’s a very strong property market in the area. At My Home Move Conveyancing we’ve been developing our knowledge of markets like Ilford’s since 2001, allowing us to bring our clients in the town an outstanding, specialist conveyancing service.
When buying or selling property in Ilford, you need to instruct property lawyers to carry out the legal work on your behalf.
My Home Move Conveyancing offers our clients in the Ilford area an award winning level of customer service, innovative use of technology and intimate knowledge of the local market. Our fixed fee conveyancing service comes with no hidden extra costs to worry about, so when you choose us to be your conveyancers in Ilford, you’ll know exactly how much you’re going to pay from the start. For extra peace of mind, if you don’t end up completing, then you won’t have to pay us anything in legal fees.
We’ll assign you a dedicated conveyancer, who’ll take care of all aspects of your case right through to completion. You’ll have a consistent point of contact and regular, easy to understand updates. At My Home Move Conveyancing we’re happy to assist homebuyers with our conveyancing services in Ilford, from those looking for something close to the train station or North Circular Road, and in neighbourhoods such as Cranbrook, Loxford and Alder Walk.
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Start the conveyancing process today
Step 1
Get an all-inclusive fixed price quote.
Step 2
Checkout online, there’s no payment required upfront.
Step 3
Complete the initial forms and get going.
Local statistics
The average house price in Redbridge is £397,413, while the overall average sale price in Ilford during the past year was £381,925. The majority of sales involved terraced houses, which went for an average of £426,346. Flats fetched £240,014 and semis sold for £487,720.
Essential info
The local authority responsible for properties is Redbridge Council. They can be contacted on 020 8554 5000 or at the following address:
Redbridge Council
Town Hall
128-142 High Road
Ilford
IG1 1DD
The local area
Formerly a small rural settlement in Essex, Ilford grew in importance thanks to its location on the River Roding and the arrival of the railway in 1839. As London expanded in the 20th century so too did Ilford, which has been part of Greater London since 1965. The town has a significant commercial and retail centre, as well as lots of residential development thanks to its popularity as a place to live.
Ilford has excellent transport links to Central London, with trains to the capital’s Liverpool Street station taking just over 15 minutes. The town is in Travelcard Zone 4, and Gants Hill tube station is in the north of town, which is served by the London Underground’s Central line. The North Circular road passes through the west of Ilford, while the M11 starts close to town and provides access to the M25 ring road.
For families with children, there are some highly rated schools in the area to choose between, including Christchurch Primary, Fullwood Primary and Redbridge Primary for younger students. Ilford County High School, Seven Kings High School and Valentines High School are among the choices at secondary level, while London’s vast range of universities is right on the doorstep if you’re looking for higher education facilities.
All properties in Ilford will fall within one of the following council tax bands.
Council tax band A
Property value range
up to £40,000
Council tax charge
£1,033.32
Council tax band B
Property value range
£40,001 - £52,000
Council tax charge
£1,205.54
Council tax band C
Property value range
£52,001 - £68,000
Council tax charge
£1,377.76
Council tax band D
Property value range
£68,001 - £88,000
Council tax charge
£1,549.98
Council tax band E
Property value range
£88,001 - £120,000
Council tax charge
£1,894.42
Council tax band F
Property value range
£120,001 - £160,000
Council tax charge
£2,238.86
Council tax band G
Property value range
£160,001 - £320,000
Council tax charge
£2,583.30
Council tax band H
Property value range
£320,001 and above
Council tax charge
£3,099.96
About us
Established in 2001, we exclusively deal with the legal side of moving home. Last year alone, through our experienced conveyancers, we helped nearly 50,000 customers have a hassle-free experience. We are a truly national company, having completed transactions in each of the 109 postcode areas in England and Wales.
Our promise to you…
We understand that moving house can be stressful. So we make sure everything we do makes the process as easy and efficient as possible. We’ll give you an all inclusive fixed quote from the start so there won’t be any surprises. The price only changes if your instructions do.
You’ll have access to our unique, easy to use, online case management service to track your case. And dedicated conveyancing experts who’ll be on hand to guide you through the whole process.
We know you’re busy, so we’re open 8am until 8pm most weekdays, and open at weekends too!
Finally, if your move falls through, through no fault of your own, we won’t charge you a penny in legal fees.
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What's involved
Once you have your offer accepted, it’s time to get the ball rolling on legally transferring the ownership to you. Here’s how we do things at My Home Move Conveyancing.
First, your estate agents will send us a copy of the Memorandum of sale, which provides the details of the property, the amount offered and the name of the sellers and buyers and their conveyancers. You will be asked to complete your details and provide to us your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill.
If you are selling a house, you will need a Conveyancer to act for you – that’s where we come in!
You will be asked by us to complete your details and provide your instructions along with primary ID such as a passport or driving licence and proof of residence in the form of a bank statement/utility bill. You will also be asked to fill in a Property Information form including some specific details about the property, its boundaries, any alterations to the property etc. If you have any additional paperwork such as planning permissions or notices, then these will be required by us to send with the contract papers. We will also ask you to complete a Fixtures, Fittings and Contents form to say what you will be taking and leaving behind. If the property is leasehold, you will be asked for information about who you pay ground rent and services charges to…
After we have received your instructions to act we will check the legal issues and title to your property to ensure it offers a satisfactory security for your new lender, as this is the essence of a mortgage.
We will also check the amounts outstanding on any current mortgage registered on the property as these will have to be repaid at completion. The amounts will be confirmed with you.
Usually, we will not carry out Local, Drainage or Mining (if appropriate) searches as we will put in place an insurance which will protect your lender. This is less expensive for you and quicker. Some lenders still require that searches are made and will not rely on insurance. If this is the case the searches will have to be made and the cost will show on the Financial Statement sent to you.
At about the same time that you receive your Mortgage Offer we receive a copy together with the lender’s instructions to act for them. We will consider the Offer to ensure that we do those things required of us as the solicitors and to check what other conditions have to be satisfied.
We will then send you the Mortgage Deed to sign and any other documentation that may be required by your lender. We shall need to have this back from you as soon as possible and certainly by the day before we complete. Otherwise there will be a delay.
You need to check that the Mortgage Offer is acceptable to you. For example, is the mortgage amount and mortgage product correct? Is it the correct method of repayment? Are there any early repayment fees?
We target a completion date for 7 days after we receive our copy of the Mortgage Offer but our being able to complete depends on the terms of the Offer and any peculiarities of your transaction.
If the new mortgage amount is less than the amount we have to pay to your existing lender, we will ask for the difference from you, before the completion date.
Following completion we deal with the registration formalities to ensure the mortgage security is perfected for your lender and any deeds will then be sent to your lender for safe-keeping.
Note – If your property is leasehold, we also:
Request your landlord to confirm that all ground rent, service charges and insurance premiums (if applicable) have been paid to date and that there is no known breach of the lease.
Have to approve the wording of the lease.
Have to serve on the landlord a notice of discharge of your existing mortgage and a notice that a new mortgage has been given to your new lender.
Get in touch
Quotation Team
If you would like to discuss a quotation you have received please call our Quotation Team on
Monday - Friday
9am
-
5pm
Conveyancing Team
If you would like to speak to someone about your case please call our Conveyancing Team on
Monday - Thursday
8am
-
8pm
Friday
8am
-
7pm
Saturday
9am
-
4pm
Sunday
10am
-
3pm
